36% more Americans in one year
US citizens living in Portugal jumped 36% in 2024 — and 239% since 2017
AIMA Migration & Asylum Report, 2025.
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US citizens living in Portugal jumped 36% in 2024 — and 239% since 2017
AIMA Migration & Asylum Report, 2025.
Rent in Miami is 124% higher than in Valencia, Spain
Numbeo City Comparison, 2026.
Among 10 wealthy nations, the US health system ranks 10th — at 2.5x the cost per person
Commonwealth Fund, Mirror Mirror, 2024.
People in Spain live to 84.0 on average — Americans to 79.0
OECD Health at a Glance: Europe, 2024.
Consumer prices in Portugal are 29.4% lower than in the US — rent is ~37% lower
Numbeo Cost of Living Index, 2026.
A couple can live comfortably on $1,500–$2,000/month in smaller Portuguese and Spanish cities — within the average Social Security benefit
SmartAsset / SSA benefit data, 2025.
Private health insurance that satisfies visa requirements starts around €60–100/month for retirees in Spain and Portugal
Market rates, major insurers (Sanitas, Fidelidade), 2025.
Nearly two in three Americans worry more about outliving their savings than about death itself
Allianz Life Retirement Study, 2025.
Two of the world’s five longevity hotspots are in Mediterranean Europe — Sardinia and Ikaria
Poulain et al., Mechanisms of Ageing and Development.
US prescription drug prices are 2.78x those of 33 other high-income countries — 4.22x for brand-name drugs
RAND Corporation, 2024.
41% of US adults carry medical or dental debt — a burden Europe’s universal systems barely know
KFF Health Care Debt Survey.
Ultra-processed food makes up 55% of American calories — about 20% for adults in Italy
CDC NCHS, 2025; UFO Survey Italy.
The EU firearm homicide rate is 0.19 per 100k people vs 4.11 in the US
IHME, via PolitiFact.
Portugal ranks 7th of 163 countries on the Global Peace Index — the US ranks 128th
Institute for Economics & Peace, 2025.
Spain and Malta top the global Rainbow Map for legal protections
ILGA-Europe Rainbow Map, 2026.
The US road fatality rate is 12.5 per 100,000 people — the EU average is 4.6
European Commission; NHTSA, 2023.
Europe dominates the happiness ranking while the US fell to its lowest place ever: 24th
World Happiness Report, 2025.
The Algarve gets ~3,000 hours of sun a year — 38% more than Seattle
Weather & Climate historical averages.
Every EU country guarantees at least 4 weeks of paid leave by law — the US mandates zero. A culture built for living.
EU Working Time Directive; CEPR.
That’s what a car costs in the US — vs Lisbon’s all-network transit pass. Many European retirees simply don’t need a car.
AAA Your Driving Costs, 2024; CP Navegante.
Personalized analysis
Visa rules changed more in the last 18 months than in the previous decade. Generic advice is how people waste years — and consulate fees.
The old way
The new way
Personalized analysis
Every situation is unique. We assess 39 personal factors against 800+ data points to show precisely where you stand — visualized, not buried in paragraphs.
Income vs. visa thresholds
You qualify in 2 of 4 — Spain is within reach with one change.
Ancestry check
Irish grandparent.
EU citizenship likelyForeign Births Register · no language test · dual allowed
Healthcare requirement
€150–320/mo
Compliant private cover at 64 — public system access after year 1
Lifestyle fit · Portugal
Personalized analysis
Income sources & amounts
Social Security, pensions, rental income, dividends, annuities, trusts — each weighed the way consulates weigh them.
Social Security & benefits
Current or projected checks, start dates, veteran & health benefits — timing can decide when you qualify.
Family situation
Spouse, partner, dependents, pets — every person changes thresholds, every country treats them differently.
Passports & ancestry
Citizenships you hold and the ones your parents or grandparents may have already earned you.
Health & insurance
Medicare status, conditions, medications — they shape which countries and insurance routes actually work.
Lifestyle priorities
Climate, coast or city, walkability, community, direct flights home — what makes the move worth it.
Informative
Which visas you qualify for today
And which you would qualify for with small, specific changes.
Whether your Social Security is enough
Country by country — from Portugal’s €920/mo to Greece’s €3,500/mo.
Your 3 best-fit countries, ranked
Scored against your income, health, climate and citizenship goals.
What your income buys there
Realistic monthly budgets for the regions that match your preferences.
Whether ancestry gets you an EU passport
Parents’ and grandparents’ birthplaces, checked against current law.
Your healthcare route, sorted
Public vs private by country, realistic premiums at your age, and how to bridge until you qualify.
Personalized report
Not an e-book. A decision document built from your answers — with visualized results you can scan in minutes.
Timelines
Your realistic path, month by month
Typically 3–9 months from decision to landing — your report maps each step for your specific visa.
Costs involved
Every fee, before you commit
Government fees, apostilles, translations, insurance — plus when a lawyer is worth it and when self-filing is fine. No budget ambushes.
Bonus · included free
The U.S. Exit Checklist
50 steps from mail forwarding and banking to your last document run — so nothing gets forgotten on the way out.
1,800+
reports delivered to future expats
Built with experts
Developed with immigration lawyers
At leading visa & relocation agencies in Portugal and Spain.
100% personalized
Every recommendation is tailored to you
Two readers with different numbers get materially different reports.
Always current
Requirements re-verified monthly
Last database update: July 2026
Everything the questionnaire asks — and why each answer changes your result.
Age (you & partner)
Determines visa eligibility, insurance pricing, and citizenship timelines.
Citizenships held
An EU passport in the household changes the entire strategy.
US state of residence
Decides which consulate handles your file — and its quirks.
Marital status
Affects whether a partner can be included and where it’s recognized.
Who is moving with you
Each dependent raises income thresholds by country-specific amounts.
Pets
Import paperwork, airline logistics, breed restrictions.
Prior visa refusals
Must be disclosed and shapes which route we recommend.
Record items
Background checks are standard — early disclosure means honest assessment.
Parents’ birth countries
Parent-based citizenship claims are the fastest route where they exist.
Grandparents’ birth countries
Ireland’s grandparent rule can grant EU citizenship outright.
Ancestors who fled persecution
Several countries run restored-citizenship programs for descendants.
Ancestor naturalization dates
A US naturalization at the wrong time can break the citizenship chain.
Social Security benefit
The core qualifying income for most retirement visas — timing matters.
Pension income
Treated as premium “stable passive income” by consulates.
Rental income
Counts toward most thresholds, but some consulates weight it less.
Dividends & interest
Counts toward passive-income visas in all 12 countries.
Annuities
Contractually guaranteed income is highly credible to consulates.
Remote or part-time work
Determines whether a retirement visa fits — or a different route serves you better.
Trust income
Documentable, but consulates expect specific evidence formats.
Liquid savings
Can substitute for or reinforce income at many consulates.
401(k) / IRA vs Roth
Counted toward savings thresholds — if documented the way consulates expect.
Home ownership plans
Sell, rent out or keep — shapes your income proof and starting budget.
Net worth range
Calibrates which investment-linked residency options are realistic.
Property purchase budget
Opens investment-linked residency options.
Medicare status
Medicare doesn’t cover you in Europe — we plan your insurance bridge.
Ongoing conditions
Shapes private-insurance feasibility vs public-system strategy.
Regular medications
Availability, naming and pricing vary by country.
Insurance budget
A visa requirement nearly everywhere — your budget affects the ranking.
Climate preference
Narrows regions within countries, not just countries.
Coast, city or countryside
Drives cost-of-living estimates and region picks.
Monthly budget comfort zone
We match regions where your income delivers your lifestyle.
Language willingness
Affects fit, integration and citizenship exams.
Airport proximity
A top regret factor for expats who chose remote areas.
Community & acceptance
LGBTQ+ acceptance, walkability, expat community — re-ranks similar options.
Healthcare proximity
Critical for some health profiles, heavily region-dependent.
Target move date
Plan around current rules or build in flexibility.
Trial vs permanent
A trial favors the Schengen 90/180 approach; permanence favors citizenship-track visas.
Citizenship ambition
Years-to-passport differ enormously — this reorders your ranking.
Minimum-stay tolerance
Many permits lapse if you’re absent too long — a hard filter for snowbirds.
Find your fit
Your report matches your needs against all 12 European retirement countries in question — Spain, Portugal and Greece are just three examples of how different the right answer can look.
Europe’s fastest-growing American community
Americans in Spain are up roughly 50% since 2019 (INE) — drawn by 300 days of sunshine, Mediterranean living, and cities where your Social Security actually stretches.
7th safest country on earth, with excellent healthcare
Ranked 7th of 163 nations on the Global Peace Index 2025 — and expats rate its healthcare among Europe’s best in the annual InterNations survey.
Maldives beaches with EU infrastructure
Elafonissi’s pink sand and Ionian blues — paired with EU healthcare standards, EU consumer protection, and direct US flights from Athens all summer.
Behind your report
Your answers meet the most complete picture of European retirement visas we know how to build — then a person checks every line.
The most comprehensive EU visa database
800+ data points across 12 countries — income thresholds, insurance rules, minimum stays, visa fees — re-verified monthly.
The knowledge of 2,200+ approved cases
What consulates actually accept — not just what the law says. Built with immigration lawyers in Portugal and Spain.
2,200+
Reviewed by humans
Every analysis is carefully checked by our team for quality, consistency, and clarity.
Closing notes · your analyst
“Your Social Security alone clears Portugal and France. Spain becomes realistic once your rental income is documented for 12 months — we’ve flagged the exact statements the consulate expects.”
✓How it works
Step 1
Answer 39 questions
About 15 minutes, secure and private. Your report is only as good as what you tell us — so we ask precisely.
Step 2
We run your assessment
Your profile is matched against 800+ data points across 12 countries — thresholds, treaties, healthcare rules, ancestry law.
Step 3
Get your personalized report
Human-reviewed and delivered within 5 business days: your ranked countries, budgets, timelines and action plan.
Pricing
One report. One payment. No subscription, no hidden fees.
Full eligibility analysis
Every visa you qualify for across 12 countries — and how close you are where you don’t.
Ranked country shortlist
Your 3 best fits, scored against income, health, lifestyle and citizenship goals.
Budget breakdown
What your actual monthly income buys in your matched regions.
Healthcare & insurance notes
Your insurance route priced for your age, and how you access each public system.
Action plan & timelines
Documents, fees and realistic month-by-month steps for your recommendation.
Bonus: U.S. Exit Checklist
All 50 pre-departure steps, included free.
Retirement
Visa Report
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$150 is real money. These answers should tell you exactly whether it’s worth it for you.
A personalized, human-reviewed report built from your questionnaire: the visas you qualify for, your best-fit countries ranked, what your income buys there, healthcare options, timelines, costs, and any citizenship paths — including ancestry. It’s a decision document, not an e-book.
Free research gives generic answers — and the rules change constantly. Italy’s ancestry law changed in 2025, Portugal’s citizenship timeline doubled in 2026, Greece raised its income bar 75%. Your answer lives at the intersection of your specific income, family and ancestry, cross-referenced against current requirements and checked by a person. One avoided wrong consulate trip pays for it.
Every report is generated from your individual numbers, family situation, ancestry and preferences, then reviewed by a person before delivery. Two readers with different answers get materially different reports. It is not a template with your name inserted.
No — it’s an informational research report that maps your situation to published requirements. Where a lawyer or licensed cross-border specialist is genuinely worth hiring, we say so plainly, and for which step.
Americans — mostly 50 to 70 — considering retirement or semi-retirement in Europe. If you’re still dreaming, it’s a reality check. If you’ve decided, it’s your pre-flight checklist.
Probably, yes. Portugal’s passive-income visa requires under €920/month for a single applicant — less than the average Social Security check. The point of the report is to find where your number is enough.
Yes — Social Security, pensions and annuities are exactly the stable passive income these visas are designed around. Countries weigh rental income and dividends differently, which is why we ask about each source separately.
Rare — but if so, the report says it honestly and tells you what would change the answer: the threshold you’re closest to, whether savings can substitute, whether waiting for Social Security closes the gap, or whether an ancestry route bypasses income tests entirely.
Depends on the visa. Some tolerate foreign remote income, some strictly forbid all work, and digital-nomad visas flip the logic. Tell us about work plans in the questionnaire and we match you to compatible routes.
Possibly — an Irish-born grandparent, for instance, entitles you to register as an Irish citizen. Rules shift fast (Italy narrowed its rules in 2025), so we check your family tree against current law.
No visa we cover has an upper age limit. Age mainly affects insurance pricing and how you weigh citizenship timelines — both addressed in your report.
Generally yes — the practical issues are mailing addresses, fraud flags from foreign logins, and which institutions tolerate foreign residency. The report includes a banking setup path for your countries.
No. Residency — even a second citizenship — does not require giving up your US passport.
Yes — the SSA pays benefits to US citizens living abroad, into US or many foreign bank accounts. The report covers the practical setup for your country.
Plan for visa fees, apostilles, certified translations, insurance and housing deposits — typically a few thousand dollars, itemized for your route in the report.
Essentially no — Medicare doesn’t cover routine care outside the US. Most retirees carry private or local insurance (usually required for the visa anyway) and decide separately whether to keep Part B as a US fallback. The report covers the trade-off.
Usually not, but it shapes strategy: private insurers may exclude or surcharge conditions, while public systems — open to residents after a qualifying period — generally don’t. Your health answers directly affect your country ranking.
Spain, Portugal, Italy and Greece all run functioning public systems with strong private sectors at a fraction of US prices. Quality varies more by region than by country — one more reason your location preferences feed the ranking.
Typically 3–9 months from decision to landing: documents 1–2 months, consulate 1–4, then the move. Ancestry routes run longer. Your report includes a timeline for your path.
For most straightforward retirement-visa applications, no — thousands self-file successfully. Lawyers earn their fee for ancestry claims, prior refusals and unusual income structures. The report tells you which camp you’re in.
Yes — Americans can spend 90 days in any 180 in the Schengen area visa-free, ideal for scouting. The report shows how to structure a trial without complicating a later application.
Dogs and cats travel to the EU routinely with a microchip, rabies vaccination and a USDA-endorsed health certificate. Paperwork and timing, not a barrier.
The questionnaire arrives immediately. Once you submit it, your report is researched, human-reviewed and delivered within 5 business days — we’d rather be right than instant.
Yes — every report includes one round of written follow-up questions.
We ask for ranges and figures, never account numbers or credentials. Your data is used solely to produce your report, never sold, and deleted on request.
If it doesn’t give you concrete, personalized findings you couldn’t have assembled yourself, tell us within 14 days and we’ll refund you.
No one honestly can — decisions belong to consulates. What we guarantee is an accurate map of published requirements against your documented situation, which is what determines the outcome in the vast majority of cases.